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Bank Statement Loans

Get a FREE quote on a Bank Statement Loan & save thousands of dollars per year.

Bank Statement Home Loan Qualifier...

No W2s or Tax Returns Needed! For Self Employed Borrowers & 1099 Earners.

We offer bank statement home loans to self employed borrowers who may find if difficult qualifying using W2 and tax returns due to write-offs or fluctuations in pay.

With Bank Statement Loans, borrowers are qualified based upon their ability to repay using a 12 & 24 month average of deposits. And, depending on the program, personal or business bank statements may be used.

Call for a Free Consultation: (866) 993-6375

 

The Loan Process

Here’s how our home loan process works:

  • Complete our simple Bank Statement Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Bank Statement Loan Program Highlights

  • Available for purchase financing and refinancing
  • Cash-out refinancing is allowed
  • No Tax Returns Needed!
  • Most programs allow up to 90% financing
  • Loan amounts up to $3M
  • Fixed rate and adjustable rate options
  • Programs available for primary residences, second homes, and rental properties
  • Eligible property types include most types of single family homes, townhouses, and condominiums (and possibly non-warrantable condos)
  • Interest only program available (although not in all states)

Get Your FREE Bank Statement Loan Quote Now!